
In-Network Cigna Therapists in Washington State
Evidence-based online therapy covered by your Cigna plan. We handle the insurance billing — you focus on healing.
Frequently Asked Questions
Many people find therapy helpful for navigating life's challenges, managing stress, or improving relationships. If you're feeling overwhelmed, stuck, or just want to grow personally, therapy can offer valuable support and tools.
We accept most major insurances and Medicaid. During our intake process, you'll complete a HIPAA-compliant form with your insurance information, and we verify your benefits before scheduling. This allows us to match you with a clinician who accepts your specific insurance or payment method.
We accept most major insurances and Medicaid. During our intake process, you'll complete a HIPAA-compliant form with your insurance information, and we verify your benefits before scheduling. This allows us to match you with a clinician who accepts your specific insurance or payment method.
We offer telehealth services only, which means you can access therapy from the comfort of your own home. Our sessions are conducted through a secure, HIPAA-compliant telehealth platform, and we serve clients throughout Washington State.
Getting started is easy! Visit our get started page to complete the intake form, and we'll verify your insurance and match you with the right therapist. Once matched, you'll be able to schedule your first appointment.
We don't offer consultations, but the best way to see if we're a good fit is to book your initial appointment. If for any reason it's not the right match, you can change to a different therapist at any time—we make that process easy and hassle-free.
We understand that things come up. Appointments canceled within 24 hours or missed without notice will incur the full session fee. Consistent attendance is important for effective treatment, so more than two late cancellations or no-shows within a six-month period may result in termination of care.
Your cost depends on your specific Cigna plan. When you use an in-network provider like Talk. Heal. Thrive., you pay your in-network copay — not the full session rate. We verify your Cigna benefits before your first session so you know your exact copay amount before you start. We bill Cigna directly, so you never have to deal with submitting claims or waiting for reimbursement.
No, you do not need a referral from your primary care doctor to see a therapist with Cigna in Washington State. Mental health services are self-referral in WA, which means you can contact us directly and start the intake process without any paperwork from another provider. Simply complete our online intake form and we will handle the rest.
Our licensed therapists (LMFT, LCSW, LMHC) specialize in a range of concerns including anxiety, depression, PTSD, trauma, grief, relationship challenges, life transitions, and more. We use evidence-based approaches including Cognitive Behavioral Therapy (CBT), EMDR, and somatic therapy, tailored to your individual needs and goals.
















