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In-Network Blue Cross Blue Shield Therapists in Washington State

Evidence-based online therapy covered by your BCBS plan. We handle the insurance billing — you focus on healing.

How It Works

Getting started with your BCBS benefits is simple

1. Complete Your Intake

Fill out our secure online intake form. Upload your Blue Cross Blue Shield insurance card and tell us what you're looking for in a therapist.

2. Get Matched With a Therapist

We'll match you with a licensed therapist who specializes in your needs and is in-network with your Blue Cross Blue Shield plan.

3. Begin Your First Session

Meet your therapist via secure video from anywhere in Washington State. Pay only your BCBS in-network copay — we handle the billing.

Blue Cross Blue Shield-Covered Therapy Across Washington State

Finding a therapist who is in-network with Blue Cross Blue Shield can be challenging — many providers have long waitlists or are not accepting new patients. At Talk. Heal. Thrive., we are in-network with Blue Cross Blue Shield, which means you pay only your in-network copay for each session.

Our licensed therapists provide 100% telehealth therapy via secure video, so you can access care from Seattle, Bellevue, Everett, Tacoma, or anywhere in Washington State. Whether you are dealing with anxiety, depression, trauma, relationship challenges, or life transitions, we are here to help.

Why BCBS Members Choose Us

In-Network With Blue Cross Blue Shield: Pay only your in-network copay. We bill BCBS directly so you never deal with claims or reimbursement paperwork.
Currently Accepting New Patients: We have availability for new BCBS members. Most clients are matched with a therapist and have their first session within the same week.
Telehealth From Anywhere in WA: All sessions are conducted via secure, HIPAA-compliant video. No commute, no waiting room — connect from the comfort of your home.
Evidence-Based, Trauma-Informed Care: Our therapists use proven approaches including CBT, EMDR, and somatic therapy to help you build lasting change.
Experienced Licensed Therapists: Every clinician on our team holds a current Washington State license (LMFT, LCSW, LMHC) and specializes in areas like anxiety, depression, trauma, and relationship challenges.

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What Your BCBS Plan Typically Covers

Blue Cross Blue Shield plans in Washington State generally cover outpatient mental health services. Coverage varies by your specific BCBS plan — there are many BCBS carriers and plan types. Here is what you can typically expect:

Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is covered under most BCBS plans at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with Blue Cross Blue Shield
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more

We verify your specific BCBS benefits before your first session so you know exactly what to expect. You can also call the number on the back of your insurance card or log into your BCBS member portal to check your mental health benefits.

Important Financial Information

Please review our financial policies carefully before your first appointment

Verification of Benefits Process

We require all insurance information (both primary and secondary) to be uploaded as part of your appointment request. We verify benefits before confirming scheduling to ensure we accurately understand your coverage and can match you with the best-fit therapist for your needs.

Credit Card Required On File

We do require a credit card on file for all clients (even if you have Medicaid). The requirement is in case your insurance lapses we have a means to charge for the session. No charges are otherwise allowed for Medicaid. For commercial plans, we will charge the card on file if you have a co-pay.

Cancellation Policy

Appointments canceled within 24 hours or missed without notice will incur the full session fee. More than two late cancellations or no-shows within a six-month period may result in termination of care, as consistent attendance is essential for providing ethical and effective treatment.

Our Blue Cross Blue Shield In-Network Therapists

Licensed therapists accepting new BCBS patients in Washington State

Alyx Aiello, MS, LMHC

Works with

Adults (18+), LGBTQ+, Teens (13-17)

Claire Carey, MSW, LSWAIC

Works with

Adults (18+)

Michelle Poloni, MS, LMHCA

Works with

Adults (18+)

Nancy Kessler, MA, LMHC

Works with

Teens (13-17), Adults (18+)

Alexandria (Ali) Paul, MA, Intern-Associate

Works with

Adults (18+)

Danica Schoenbacher, MEd., Intern-Associate

Works with

Teens (13-17), Adults (18+)

Jason Ross, MA, LMHCA

Works with

Adults (18+)

Natalie Jaeger, MA, LMHCA

Works with

Adults (18+), Teens (13-17)

Erika Morse, MEd., LMHCA

Works with

Adults (18+)

Dannie Cline, MSW, LSWAIC

Works with

Couples, Adults (18+)

Courtney Winner, MSW, LSWAIC

Works with

Teens (13-17), Adults (18+)

Amanda Fowler, MSW, LICSW

Works with

Teens (13-17), Adults 18-35

Jessica Govan, MA, LMFT

Works with

Couples, Adults (18+), Teens (13-17)

Rachael Blair, MSW, LICSW

Works with

Adults (18+), Teens (13-17)

Amelia Carroll, MS, LMHC, CT

Works with

Women 35+

Lindsey Ferris, MS, LMFT

Works with

Couples, Adults (18+)

Ready to Use Your Blue Cross Blue Shield Benefits?

Complete our online intake form and we will match you with a therapist who specializes in your needs. Most clients have their first session within the same week.

Start Your Intake

Frequently Asked Questions

We offer evidence-based online therapy and trauma-informed care. These services are designed to be effective and supportive, and we work with Blue Cross Blue Shield to help you utilize your mental health benefits for them.

Yes, we specifically work to ensure our therapists are in-network with Blue Cross Blue Shield of Washington. This helps make quality mental health care more accessible and affordable for you.

Choosing our practice means you get access to evidence-based online therapy and trauma-informed care, all while utilizing your BCBS coverage. Our online sessions also provide convenient access, removing geographical barriers within Washington State.

We provide evidence-based online therapy. This means all our sessions are conducted virtually, offering you convenient access and the ability to receive treatment from anywhere in Washington State.

We offer evidence-based online therapy, focusing on trauma-informed care. Our services are designed to provide effective and research-supported treatment, all accessible remotely from anywhere in Washington State.

As part of our intake process, clients complete a HIPAA-compliant form with their insurance information. We then verify your benefits BEFORE scheduling to ensure coverage and match you with a clinician who accepts your insurance.

Your cost depends on your specific BCBS plan. When you use an in-network provider like Talk. Heal. Thrive., you pay your in-network copay — not the full session rate. Coverage varies by plan, so we verify your Blue Cross Blue Shield benefits before your first session so you know your exact copay amount before you start. We bill BCBS directly, so you never have to deal with submitting claims or waiting for reimbursement.

No, you do not need a referral from your primary care doctor to see a therapist with Blue Cross Blue Shield in Washington State. Mental health services are self-referral in WA, which means you can contact us directly and start the intake process without any paperwork from another provider. Simply complete our online intake form and we will handle the rest.

Our licensed therapists (LMFT, LCSW, LMHC) specialize in a range of concerns including anxiety, depression, PTSD, trauma, grief, relationship challenges, life transitions, and more. We use evidence-based approaches including Cognitive Behavioral Therapy (CBT), EMDR, and somatic therapy, tailored to your individual needs and goals.

Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is covered under most BCBS plans at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with Blue Cross Blue Shield
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more

In-Network Blue Cross Blue Shield Therapists in Washington State

How It Works

1. Complete Your Intake

2. Get Matched With a Therapist

3. Begin Your First Session

Blue Cross Blue Shield-Covered Therapy Across Washington State

Why BCBS Members Choose Us

What Your BCBS Plan Typically Covers

Important Financial Information

Verification of Benefits Process

Credit Card Required On File

Cancellation Policy

Our Blue Cross Blue Shield In-Network Therapists

Alyx Aiello, MS, LMHC

Claire Carey, MSW, LSWAIC

Michelle Poloni, MS, LMHCA

Nancy Kessler, MA, LMHC

Alexandria (Ali) Paul, MA, Intern-Associate

Danica Schoenbacher, MEd., Intern-Associate

Jason Ross, MA, LMHCA

Natalie Jaeger, MA, LMHCA

Erika Morse, MEd., LMHCA

Dannie Cline, MSW, LSWAIC

Courtney Winner, MSW, LSWAIC

Amanda Fowler, MSW, LICSW

Jessica Govan, MA, LMFT

Rachael Blair, MSW, LICSW

Amelia Carroll, MS, LMHC, CT

Lindsey Ferris, MS, LMFT

Ready to Use Your Blue Cross Blue Shield Benefits?

Frequently Asked Questions

What kind of therapy services do you offer that are covered by Blue Cross Blue Shield of Washington?

Since you work with BCBS of Washington, does that mean your therapists are in-network?

What are the benefits of choosing your practice for therapy if I have BCBS of Washington?

Is all therapy provided online, or do you have in-person options?

What kind of therapy services do you offer for clients with Blue Cross Blue Shield in Washington State?

How can I find out if my specific Blue Cross Blue Shield plan covers your services?

How much does therapy cost with Blue Cross Blue Shield insurance?

Do I need a referral to see a therapist with Blue Cross Blue Shield?

What types of therapy do your BCBS therapists specialize in?

How It Works

1. Complete Your Intake

2. Get Matched With a Therapist

3. Begin Your First Session

Blue Cross Blue Shield-Covered Therapy Across Washington State

Why BCBS Members Choose Us

What Your BCBS Plan Typically Covers

Important Financial Information

Verification of Benefits Process

Credit Card Required On File

Cancellation Policy

Our Blue Cross Blue Shield In-Network Therapists

Alyx Aiello, MS, LMHC

Claire Carey, MSW, LSWAIC

Michelle Poloni, MS, LMHCA

Nancy Kessler, MA, LMHC

Alexandria (Ali) Paul, MA, Intern-Associate

Danica Schoenbacher, MEd., Intern-Associate

Jason Ross, MA, LMHCA

Natalie Jaeger, MA, LMHCA

Erika Morse, MEd., LMHCA

Dannie Cline, MSW, LSWAIC

Courtney Winner, MSW, LSWAIC

Amanda Fowler, MSW, LICSW

Jessica Govan, MA, LMFT

Rachael Blair, MSW, LICSW

Amelia Carroll, MS, LMHC, CT

Lindsey Ferris, MS, LMFT

Ready to Use Your Blue Cross Blue Shield Benefits?